We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

Marty and his entire team are simply a pleasure to work with. That all gets done because Marty’s people are on it

Henry P

I am so incredibly pleased with the help I received. Marty and the team get the job done!! Thank you so much!

Marjorie Diaz

Marty at Capital Mortgage Services helped us with our original loan and again with our recent refinancing.

Stacy R.

Made our refi process smooth and painless. Would highly recommend using their services.

Stefan G.

They were able to get our preapproval in minutes and our full loan done in less than our 30 day time frame.

Amanda B

Excellent customer service. Marty, Jenna, and Martha helped me on my initial home purchase and again on a refinance. Highly recommend!

Kristin H.

Great job as always... Best rates and service, thanks, Marty, Jenna and team!

Trisha E

Great job as always... Best rates and service, thanks, Marty, Jenna and team!

Trisha E

Always outstanding service, everything was made easy for myself and my wife. We live busy schedules and Marty's team made the refinance easy and seamless. I have nothing but great stuff to say about the team, professional at every step! Best rates I could fi nd with no hassle, I always suggest CMS to my friends and family.

John Cardenas

Marty Smith made our refinance process so easy! I definitely would recommend him to anyone! You will be taken care of from start to closing. He took the time to ex-plain each step of the process.


There is absolutely no one else to work with. Kevin was always helpful, honest, caring and professional. We were so grateful we had the opportunity to work with him. This was our first and only house-buying experience, and he helped us maneuver the in’s and out’s of Escrow and the home-buying process. He was always friendly and willing to help, even when we asked him the same thing. He always treated us with respect and cared about our purchase, and he cared about us making the best decision for us. We appreciated his knowledge (in which he has a lot of) and his always-kind approach in interacting with us. Thank you, Kevin, for all of your help throughout this process and for making one of the most stressful times in our lives very enjoyable! You are amazing!


Marty and the staff at Capitol Mortgage are great. We have always had good experiences with them, have used them for years, and will continue to. I would highly re-commend them to anyone looking to purchase a home or refinance.


Marty came through for me when my original lender could not secure my loan which almost caused me to lose my new home. Marty said he could secure a loan for me and he did just that in lightning speed time!! He even got me a better loan deal than the one I previously had. Marty is a great problem solver, and a first-time homebuyer, he really helped reduce my stress level. If you need a lender, Marty is the best one out there! Thanks again Marty!

Laura Price

We are very pleased with the experience we had with Marty and his team! They were excellent with communication, timeliness, and courtesy! We have already re-commended Marty to a friend! Thank you, we are grateful!

Stacy Rea

We got our mortgage with Marty in 2019 and then we refinanced with him in 2020because the rate was too good to pass up on. Both were awesome experiences and Marty was a pleasure to work with. Thank you Marty!

Brennan Stasiewicz

Marty and his staff were straightforward and professional throughout the loan process. Very easy to work with! I would highly recommend Marty and CMS to anyone seeking a real estate loan.


I highly recommend Kevin for all your loan needs! He made the process so simple and explained everything along the way. For a first time home buyer it is a little nerve-racking and you don’t quite know what you’re getting yourself into but Kevin made it super simple to understand and I was never lost or confused during the entire process. Also any time something came up and I had a question he was super easy to get a hold of.

Taylor Levine

Seriously, look no further for a lender! Janelle with Augusta Financial has been our lender for 2 home purchases now and we could not be happier with her performance. She is unbelievably cool and calm no matter what circumstances arise in the process. She just handles it and eases your worries and will even assist beyond the mortgage process!

I highly recommend Janelle Roberts and Augusta Financial!


My husband and I recently bought our first home, and we could not have done it without Sean Treloggen at Augusta Financial. Sean is incredibly knowledgeable, but more importantly, he took the time to guide us through the process and answer any questions we had (which were many). He was invested in helping us get the best loan, at the best rate, with the best conditions, and he worked tirelessly to achieve that. My husband and I would email Sean at all hours of the day, and he would respond promptly, even at night and on the weekends! We would give him a call (or he would offer to call us) whenever more intricate explanations were in order. It was clear to us that he was immensely committed to his work and to his clients. I also feel he is responsible and ethical when it comes to making sure that you do not take on more than you can chew. We feel extremely comfortable with our loan, and he always provided spreadsheets and options to help us make the most informed decisions. Not only that, but he is truly full service, even gathering insurance quotes for us and making the escrow process incredibly seamless for our loan contingency. We always dealt directly with Sean rather than any assistants or other personnel. Thank you, Sean, for all of your efforts and attention! We truly appreciate it!


Andy was referred to us and to be honest  I’m glad we got referred to him . We were first time home buyers we had no clue on what to do Andy was very helpful on guiding us on this process. He was very knowledgeable, helpful, pleasant to work with we will be lifetime clients of his ! Thank you Andy ! 

Anthony and Vianka Cervantes

When we started looking into buying a home Kevin came highly recommended by a family member. We had actually already started working with another lender but Kevin's service was far superior so we went with him and Augusta Financial. Kevin was very responsive and always willing to help. He made our first home buying experience very easy and we felt like we understood the whole process thanks to him. I would highly recommended him to anyone.


We reached out to Kevin after a good friend of ours highly recommended him. As first time home buyers we went into the process with little to no knowledge about the steps it took to secure a loan. From the get go we were so impressed with Kevin’s knowledge, professionalism, and patience. He went above and beyond at every single point of the process, and was so great at explaining what could have been an overwhelming amount of information. On top of that, we were buying a new construction home and he explained to us all the “what ifs” that could come with that. Our home construction was delayed multiple times and Kevin worked tirelessly to make sure everything on his end would be ready to go as soon as the house was finished. He helped us extend our loan rate after the delays and even guided us about how to ask the builders for compensation to help pay for fees due to the delays. We would recommend Kevin Ker over and over again to all our friends, family and strangers. We know we will be working with him again in the future! 

Lauren Valaika

Andy is phenomenal and a true gift. He helped me with my first home purchase which can be very stressful. I've heard and seen so many horror stories with lenders that don't perform and don't do their diligence. This was not the case with Andy. He made sure my approval was solid from the start and efficiently closed my loan. My family and I got to move into our new home on time and have nothing but great things to say about our experience. We're looking for another home now and Andy is going to do our financing again. We'd highly recommend him.

Jerod Mayer

I first call to Kevin was over two years ago. Form that first interaction of many, Kevin was always professional, courteous, and knowledgeable. He took time to explain the mortgage/homebuying process and welcomed questions; including all my “what if this…?” scenarios. The conversations were never rushed. Kevin never tried to pressure me into buying or pursuing any particular course of action. He educated and let me make my own decisions.  Kevin helped me understand what specific actions I could focus on to reach specific financial milestones on the path to home ownership. I have personally recommend Kevin Ker to my friends and neighbors and look forward to many more years of doing business with him. 

Ariann Stevenson

Andy was my loan ROCK STAR!! As a first time homebuyer I was TERRIFIED about the loan process, but he has a great personality and is extremely knowledgeable and immediately put me at ease. I was in a very competitive housing market in Sherman Oaks, but luckily his reputation and the reputation of his company had reached the listing agent for our home and that fascilitated our offer being accepted over others.  I learned that having a credible lender with a good reputation really matters. It sometime matters more than the offer itself. I love my house and I am grateful to Andy everyday for helping me get it. 

Flora Echeverria

I found Andy through a recommendation from my sister in law who’s worked in escrow for over 20 years. She knows many people in the loan industry and recommended him above the rest. Fast forward 4 years and Andy has helped my family and me in multiple loan situations and through varios complex scenarios. I get offered “deals” from banks all the time, but I don’t trust anyone else when it comes to matters that are so important to me. Andy is professional, smart and very funny and personable. He makes dealing with some of the most stressful and important transactions of your life bearable. I highly recommend him. 

Gorm van Lingen

Andy has always been an amazing resource for my clients. As a Realtor it's important to partner with professionals that have your clients best interest in mind. Andy puts our clients first always going above and beyond to find the right loan that fits their needs. It's a pleasure to have Andy as a lending partner for my team to use. His advise is always invaluable and his hard work is truly appreciated. 

Jose Peralta

"I just wanted to send a quick message in praise of Peter and Kristina. They both were instrumental in the multiple transaction of my two out of state investment properties and the purchase of my home in Lake Havasu in July 2017. Over the past 15 years, Peter has closed the deal on approximately 15 investment properties. They both have a positive and professional attitude, very responsive and were quick to get the job done. They deserve the highest praise. As an investor, it is always a joy to work with a lender who is eager to close the deal. I have always referred my family and friends to Peter and Kristina. They are the best!



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