Michelle Smelser

NMLS # 247090 - DRE# 01281412



Michelle Smelser Loan Officer
Michelle Smelser

Michelle Smelser

Loan Officer

Mortgage Calculators

Loan Programs



About Michelle

Loan Officer

I have been a resident of Santa Clarita since I got married in 1997. I suppose you could call me a Native Californian having been born and raised in Woodland Hills. Graduating from CSUN with a Bachelor’s of Science degree in Health Science, I intended to pursue a career in hospital administration. While in school, however, I took a job assisting a top loan agent and discovered my passion for the lending industry.

Integrity is the cornerstone of my business. I believe the mortgage process should be about building relationships and helping customers achieve their home financing goals ... not just a “transaction.” As an Augusta Financial Home Loans’ Mortgage Banker, I take a consultative approach to the home loan process by customizing each home financing solution to help customers achieve their home financial goals. Many loan officers can get you a loan: My mission is to get you the right loan.

During my 18 years in the mortgage industry I have shared my expertise by personally assisting hundreds of families with responsible and affordable home financing. I have an extensive background assisting first-time homebuyers, high-net-worth borrowers, self-employed borrowers, as well as a great deal of experience with the following:

In my personal time I enjoy spending time with my family and going to my two childrens' meets (wrestling and track). Also, camping in the Summer has always been a family favorite.

Please call or email me today and let’s get started on achieving your home financing goals.

Augusta Financial Building

Contact Michelle

Michelle Smelser

Loan Officer
NMLS# 247090 - DRE# 01281412

25129 The Old Road, Suite 350
Santa Clarita, CA 91381
State Licenses: CA

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

Start your Loan Application

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